We kinda look at this as the second or third chapter of our lives. After college, most people figure out what they want to do with their lives. But we already know what we want to do in the future and that is to continue to further our business goals.

It all comes down to interest rates. As an investor, all you're doing is putting up a lump-sump payment for a future cash flow.

Hispanic unemployment is higher than the national average and when the federal government is killing small businesses and killing jobs it is hurting the future of the Hispanic community and we need to carry that message.

I think that the first thing is you should have a strategic asset allocation mix that assumes that you don't know what the future is going to hold.

As children, as we learn what things are, we are slowly learning to dismiss them visually. As adults, entirely submerged in words and concepts, we spend almost all of our time thinking and worrying about the past and the future, hardly ever looking at or engaging with the world visually.