If you're not staying on top of your money, you are putting your financial well-being at risk.

Never, ever invest money that you will need prior to three to five years - minimum.

To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell.

I have long been one of those tedious people who rails against the coronation of 'student-athletes.' I have heard the argument that big-time athletics bring in loads of money to universities. I don't believe the money goes anywhere other than back into the sports teams, but that's another story.

At one time there were voiceover artists, now there are celebrity voiceover artists. It's unfortunate because these people need the money less than the voiceover artist.